Data for insurance
Property and casualty data from the deed up.
Home insurance starts at closing and renews on the anniversary. We derive the x-date from the recorded sale, attach roof age and hazard exposure from permits and maps, and verify the owner's mobile before it reaches an agent.
Carriers and agencies use us for three things: acquisition timed to the renewal window, underwriting inputs that public record can answer (roof age, permit history, vacancy, flood and wildfire exposure), and clean owner contact for outbound. All three come from the same parcel-keyed files, so a lead and its risk record agree.
Plays that work
| Play | Data behind it |
|---|---|
| Renewal-window acquisition Mail or call homeowners 45 to 60 days before their estimated x-date | Insurance X-Dates + Verified Homeowner Mobiles |
| New-homeowner offers Reach buyers within days of recording, before the first renewal | New Homeowner Triggers |
| Underwriting append Roof age, electrical and hazard fields appended to a policy file | Property Insurance Risk Data |
| Agent recruiting Licensed producers by state with verified mobiles | Licensed Professional Rosters |
From the ledger
200M deeds → next anniversary, confidence by recency and escrow pattern
85M homeowners
How a project runs
- Send the briefAudience, geography, must-have fields, refresh cadence and how you want to receive it. A paragraph is enough. We reply within one business day, usually with questions and a rough count.
- Get a sample and a match reportFor appends we run a slice of your own file and report the match rate field by field. For lists we send sample rows for your geography. Both are free.
- Agree terms and take the first deliveryPer matched record, flat license or subscription, sized to the pull. The first file arrives with a data dictionary and fill rates.
- Refresh on a scheduleMost programs become a standing monthly or weekly delivery. Deltas are flagged so you only process what changed.
Compliance
Property and x-date data are derived from public record. Contact fields come from licensed compilers and carrier data and are delivered with line type, DNC and litigator flags. We do not supply protected class attributes for underwriting, and we will say so if a brief asks for them.
Questions we get
How is the x-date derived, and how accurate is it?
From the recorded sale date on the deed, since a home policy is bound at closing and renews on that anniversary. Refinances and escrow patterns adjust the confidence. We report the confidence tier on every row so you can mail the high-confidence window first.
Can you append roof age to our policy file?
Where a roofing permit exists we return the permit date and contractor. Where it does not, we return year built and the structure codes the county publishes. Coverage of the structure fields varies by state, and the match report tells you your footprint's fill rate before you commit.
Is the contact data compliant for outbound?
Phones are carrier-verified for line type and checked against the federal and state DNC lists plus known TCPA litigators on request. Emails are SMTP-verified. You receive the scrub flags, not just the survivors.
Do you sell to carriers, agencies or both?
Both, plus the lead platforms and agencies that serve them. Terms are written for the use, so an agency territory file and a carrier's underwriting append are priced differently.