Data for mortgage & lending
Lending data with the loan, the lien and the person.
From origination targeting to servicer outreach, we supply the mortgage record, the equity estimate, the borrower's verified contact and the professional network around the deal.
Lenders use the mortgage file for rate-drop and cash-out targeting, the transaction file for purchase-anniversary programs, the license and loan-officer rosters for recruiting and partner networks, and the distress file for loss mitigation. Because everything is keyed to the parcel, a borrower list can be suppressed against active listings the same day.
Plays that work
| Play | Data behind it |
|---|---|
| Equity outreach Owners with estimated equity above a threshold and a loan older than N years | Mortgage & HELOC Data + Home Valuations |
| Purchase triggers New buyers with financed purchases, for cross-sell | New Homeowner Triggers |
| LO and agent recruiting Loan originators and agents by state, with movement flags | Licensed Professional Rosters + Real Estate License Data |
| Loss mitigation Pre-foreclosure and delinquency signals with verified contact | Distressed & Pre-Foreclosure Data |
From the ledger
62 regulators, validated live each month, matched to email and mobile
2.5M records
How a project runs
- Send the briefAudience, geography, must-have fields, refresh cadence and how you want to receive it. A paragraph is enough. We reply within one business day, usually with questions and a rough count.
- Get a sample and a match reportFor appends we run a slice of your own file and report the match rate field by field. For lists we send sample rows for your geography. Both are free.
- Agree terms and take the first deliveryPer matched record, flat license or subscription, sized to the pull. The first file arrives with a data dictionary and fill rates.
- Refresh on a scheduleMost programs become a standing monthly or weekly delivery. Deltas are flagged so you only process what changed.
Compliance
Mortgage and deed data come from county recorders. Contact appends carry line type, DNC and litigator flags. We do not supply credit data or protected class attributes for credit decisions.
Questions we get
Which loan fields are available?
Loan amount, type, lender, recording date, term and rate type where the recorder captures it, plus HELOC and refinance events with their dates. Equity is estimated from the current valuation and the open liens.
Can you suppress borrowers who have listed their home?
Yes, same day. Because both files share the parcel key, an active listing or a recorded sale removes the row without fuzzy address matching.
Do you have loan officer rosters?
State licensing regulators publish mortgage loan originator rosters. We refresh them monthly with matched contact data and deliver the deltas, so a new licensee or a company move shows up as a flagged row.
What about fair lending?
We do not deliver protected class fields for credit decisions and we document the source of every field so a model review can trace it.